We build focused products for personal finance
Clarity over features
We do a few things well instead of many poorly. Every screen and every word should make things clearer.
Respect your time
Our tools take seconds, not sessions. People want to live their lives, not "manage their finances".
Ship and learn
We launch early, listen closely, and improve fast. Our first product, Moniova, is in beta.
Our first product: Moniova — know your money before it moves
Moniova is a personal finance tracker for credit cards and installments. We built it for people who juggle multiple cards and plans and want one place to see everything.
- Track all your card balances in one view
- See upcoming installment payments and schedules
- Understand your real spending before it happens
- No budgeting complexity — just clarity
Clarity over features. Ship and learn.
We build tools that turn financial complexity into clarity. We launch early, listen closely, and improve fast. No dark patterns, no misleading copy — if we make money, you understand how and why.
- Focused products that do one job well
- Respect for your time — seconds, not sessions
- Honest by default
- London-based product studio, not an agency
One product at a time — we are not an agency
We build our own products, ship them, and iterate from real user needs. We are not a consultancy. Moniova is our first; we will build more tools for personal finance.
- Product studio, not agency or consultancy
- Moniova is in beta — try it at moniova.com
- Your feedback shapes what we build next
- London-based, registered in England and Wales
Principles that guide what we build
Our mission and vision
Simple, visible, stress-free
MissionWe want to make personal finance simple, visible, and stress-free for everyday people. We build tools that turn complexity into clarity.
No one caught off guard
VisionA world where everyone has a clear, real-time view of where their money is, where it is going, and what is coming next.
One product at a time
How we workWe do this by building tools that bring clarity — one product at a time. Moniova is our first; we will build more.
Questions about Brightforce Labs and our product
What is Brightforce Labs?
Brightforce Labs is a London-based product studio that builds focused, user-friendly tools for personal finance. We are not a consultancy or an agency — we build our own products, ship them, and iterate from real user needs.
What do you build?
We build tools that turn financial complexity into clarity. Our first product is Moniova, a personal finance tracker for credit cards and installments. We will build more products for personal finance over time.
Where are you based?
We are based in London. Brightforce Labs Ltd is registered in England and Wales (Company No. 17048125). Our registered address is Unit 501 Leroy House, 434-436 Essex Road, London, N1 3FY.
How can I get in touch?
Email us at [email protected]. For Moniova support or product feedback, you can also use the contact options on moniova.com.
What is Moniova?
Moniova is a personal finance tracker for credit cards and installments. It helps you see your spending and upcoming payments in one clear view. It is built for people who use multiple cards and have active installment plans.